With expert lenders at every part work environment, regional loan servicing, additionally the capacity to pertain on the web or in-person, Westfield Financial also offers a better way to invest in, generate, or refinance.
Thinking about to purchase property? Make use of all of our Lock & Shop system! After you have been prequalified, you’re getting an affirmation page that pledges your own interest rate having thirty day period in order to store with certainty. Start now! Click to apply online, otherwise call some of all of our of use Home loan Officials revealed below.
Unique apps to possess pros, earliest responders and very first-time homeowners. Make sure to inquire united states exactly how we makes it possible to get a good rate and you may save on closing costs!
At Westfield Lender, we shall end up being with you each step of your answer to be sure a fast, easy, and you will fret-free experience. Greeting family!
Financial Activities
- Fixed-Rates
- Changeable Price
- First-Time Homebuyers
- Design & Residential property Money
- Financing Funds
- Earliest Responders & Experts
Fixed-Rate Mortgages
Which have repaired cost and you will terms, Fixed-Price Mortgage loans give you the comfort away from a predetermined monthly commission toward longevity of the borrowed funds. Fixed-Rates Mortgage loans are used for primary otherwise second residences.
Varying Rates Mortgage loans
Designed to offer buyers that have all the way down monthly premiums, Variable Speed Mortgages keeps rates which might be repaired to have a keen very first title after which adjusted sometimes after that. Available for top otherwise supplementary residences, we offer various adjustable speed words.
First-Time Homeowners Applications
Interested in very first house? Westfield Lender offers the flexibleness to apply for a house financing online, actually, or one another. That’s an excellent. Nowadays, our company is plus giving first-date homebuyers $five-hundred out of settlement costs. Which is greatest!
Offering low-down money and you may special investment terminology, the Basic-Big date Homebuyer Apps are created to build buying your first home smoother and much more reasonable. For a limited day, the audience is and also make one earliest house purchase smoother by extending a good $five-hundred bank credit into the closing costs with the one acknowledged financial once you pertain that have Westfield Lender.
*Debtor get a beneficial $five-hundred lender borrowing into closing costs at closure. Susceptible to underwriting and you can mortgage recognition. Property have to be located in Massachusetts otherwise Connecticut. Refinances out of latest Westfield Bank loans commonly qualified. Are alongside most other has the benefit of. Give may be rescinded at any time.
Construction Money
Strengthening a house are a complicated techniques. I aid you each step of your way to create your structure financing feel given that be concerned-free you could-regarding begin to doing nails.
- You to degree and one closure
- Interest-simply payments while in the a dozen-week build period
- Fixed-rates or variable price financial selection
Property Financing
Found the best location to create your new house? With a land Loan away from Westfield Bank, you could money the purchase out-of residential property to create to your. Restrict loan-to-value (LTV) try 80% which have focus-only payments for three ages.
Funding Funds
Looking to buy home because a financial investment? Our Resource Loans are a great way to finance low-holder filled properties.
Energetic military, veterans, and you will earliest responders, you create our organizations better. Therefore, our company is providing you with $five hundred regarding closing costs and make your own mortgage sense best.
Westfield Lender values this service membership and lose of our region’s uniformed service masters, off active and resigned army servicepeople to help you police officers, firefighters, and you will EMTs. For this reason our company is extending a great $five-hundred lender borrowing from the bank towards the home loan closing costs.
*Borrower gets an effective $five hundred financial credit towards the settlement costs at closure. Susceptible to underwriting and you will mortgage approval. Property need to be situated in Massachusetts or Connecticut. Refinances off latest Westfield Loans aren’t qualified. Bring could be rescinded any moment.